21. March 2016

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Best Book On Retirement – Best Retirement Planning Book

Best Book On Retirement   Best Retirement Planning Book

Best Book On Retirement – Best Retirement Planning Book

http://barefootretirement.com/book/

Are you looking for the best book on retirement and retirement planning?

This non-traditional retirement book will really open your eyes to a very powerful retirement mostly used by the ultra rich, and is little known to the average American.

You don’t have to be rich to use this plan…. the same plan the rich use.

This Bestselling book has been downloaded over 133,000 times. It is changing lives in a very powerful way.

 

Grab your FREE COPY of this best selling book right now at this link. http://barefootretirement.com/book/

There are no strings attached what-so-ever.

This book will open your eyes to a new concept of retirement 

planning. You will discover why less than .1% of Americans have 

even heard of this. The rich have been using methods like this to 

grow their wealth for over a century. Now YOU can use the same 

strategies the rich use to grow your wealth and live the Barefoot 

Retirement of your dreams.

* ?Create a 100% Tax-Free, Life-Time, Predictable Income

* Safer and much less risk than other plans

* Learn how to earn twice, on the same funds

* The most affordable plan you will find anywhere

* Stock-Pile unlimited amounts of funds into these tax-free accounts

* Best way to avoid taxes that’s legally allowed in this country

 

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20. March 2016

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Your Broker’s Worst Nightmare: 14 Industry Secrets To Buying Gold & Silver That Your Broker Is Praying You Never Discover

Your Brokers Worst Nightmare: 14 Industry Secrets To Buying Gold & Silver That Your Broker Is Praying You Never DiscoverThis is a “MUST READ” book for everyone who is NEW to Gold and Silver Investing. The book is primarily written for people who are new or somewhat new to precious metals investing and want to learn the basics of how the industry works and how to make smarter and more informed buying decisions. You will discover the very best way to buy physical gold & silver without getting ripped off. In this entertaining book I reveal 14 industry secrets that will give YOU the upper hand when dealing with gold and silver brokers and dealers. Now you can understand how they play the game, and make sure you win every time. This book gets right to the point. There’s no fluff. It’s written for the beginner to intermediate experienced precious metals investor and is packed with real-market information that you can put into place immediately. If you only get one idea from this book, it could save you thousands on your gold & silver purchases. When you are armed with this information, YOU will have the power when buying precious metals, not your broker. You will discover: — How the broker system works and how the game is played. — Why price is so important. Don’t allow yourself to be fooled. — How to decide in advance what you want to buy and don’t allow yourself to be sold. — How to spot all of the hidden fees and avoid them. — Promotions and gimmicks, how to spot them and how to avoid getting ripped off by them. — Is it better to buy gold, or is silver a better investment? — What to look for and watch out for so you will be able to buy metals at the best possible prices. — Should you buy coins, bars, bags of junk silver, foreign metals or what? — Can the government really confiscate your gold? — Are all types of precious metals purchases reportable? — What is the best way to dollar cost average when buying gold and silver? — What is the best way to sell your gold and silver? At the end of the book, I will reveal to you the least expensive place I know of to buy gold and silver at the very lowest prices. If you are new to gold and silver investing you owe it to yourself to read this short book. Not knowing this information can cost you a lot. Learning the hard way is expensive. This book makes it easy to understand and reveals the little known tips and tricks that will help you win when it comes to purchasing gold and silver. Don’t wait another second. Scroll up and click the “Buy Now” button and get started the right way on your personal gold and silver investment plan right now. It’s simply too important to wait.

http://www.amazon.com/gp/product/1519127782/ref=as_li_tl?ie=UTF8&camp=1789&creative=9325&creativeASIN=1519127782&linkCode=as2&tag=whoisdoyshu-20&linkId=BKAEFGRS2WX4C3X6

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20. March 2016

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DO THIS Before It’s Too Late…..

Is It Time To Withdraw Your Money From Your Bank?

You may have heard about this. The Central Banks in Japan and Europe have recently lowered their interest rates to below zero. It’s true. Their rates are now in NEGATIVE territory. If you want to read more about this, here’s a link to an article in on NYTimes.com that tells more about it.

DO THIS Before It’s Too Late…..

Negative interest rates means the banks now charge YOU to keep your money in THEIR savings accounts. Forget about the banks paying you interest on your money. Now the tables have turned and you have to now pay them for the privilege of keeping your money in their banks.

Who would have ever thought we would see this, right?

After all, who in their right mind would choose to put their money into something where they tell you upfront that you will have a guaranteed loss?

Dumb, dumb, dumb…..right?

 

Most people simply are not aware that they have more options than they think. So what does the average person do?

To avoid the negative interest rates, if you put all of your money in the Stock Market, that’s not so smart right now. The current bull market is really long-in-the-tooth and way overdue for a significant correction. You don’t want to gamble your savings on that. Many experts are predicting a major bear market this year. So there are no guarantees in the Stock Market.

The smartest investors and the ultra-wealthy always abide by Warren Buffett’s #1 Rule For Investing which is:

“NEVER Lose Money.”

 

That’s why the “smart money” is doing something completely different with their money right now. Something the average hard working investor has no idea that it even exists.

Giant Commercial Banks are doing this right now so they can get back as much as 30 to 60 TIMES more interest on their money than they offer their own banking customers. (In my personal Barefoot Retirement account I am currently “SAFELY” making 58.3 TIMES more on my money now than the National average savings account rate.)

Wells Fargo is doing this. Citibank, Chase and Bank of America are also doing this. In fact, over 4,000 banks worldwide are doing this. After all, banks know money. You can bet they know how to protect and grow their own money.

 

Giant corporations have figured this out as well and are now using this unique strategy to protect and strengthen their financial durability during market volatility and downturns as well as to attract top talent.  Corporations like Wal-Mart, Disney, Johnson & Johnson, GE, P&G, McDonalds and hundreds of others are using this.

 

Even politicians, Senators, past Presidents, and powerful political insiders use this powerful strategy.

It’s recently been rumored that some prominent politicians have used this to finance their campaigns.  (No one can say for sure because this powerful strategy is 100% PRIVATE. There is no reporting required at all. It’s a completely off-the-radar financial structure that politicians don’t even have to report on their financial disclosure statements).

 

The GREAT NEWS is, this plan is not just for the rich and powerful who are in-the-know.

YOU can now use the same strategy these guys are using to protect your own savings and investments and completely bypass the Commercial Banks. You simply don’t need them with this strategy.

Using this little-know strategy, you can become your own bank and reap the profit on interest payments, just like the big banks are doing right now for themselves.

Versions of these highly specialized plans have been around for over 160 years. (They have improved greatly over time.)

It’s estimated that less than 1% of Americans have ever heard of this before. For the few who have heard of this before, most have heard about a “very expensive” version of it that is really profitable to the specialist who help clients set them up.

 

Our version is not only much more powerful, has many, many more benefits than the more expensive plans do. Plus, our plan is up to a whopping 70% LESS EXPENSIVE than just about all of the other plans you hear about.

Our plan has a unique name. We call it The Barefoot Retirement Plan. Barefoot is simply a metaphor for having the ability to able to do ANYTHING you want to do during your retirement.

When most of our clients first hear about this, their first reaction is typically that it sounds too good to be true. We assure you it is absolutely true, honest, legal, ethical, etc. Otherwise these Commercial Banks, giant Corporations, wealthy individuals and politicians would not be using this strategy.

There is a wise old saying that goes something like; “Just because you’ve never heard of something before, does not mean it does not exist or is not true.”

Our clients absolutely LOVE the plans we set up for them and they can’t say enough good things about it.

Please note, this strategy is not for everyone. You do have to put forth a small bit of effort to get these plans set up. If you are willing to put in a small amount of effort to have one of these plans set up, you will be completely stacking the deck and the financial game in YOUR favor.

That is why we are here. We specialize in these unique plans. This is 95% of what we do and focus on. We are EXPERTS on analyzing your needs and goals, and formulating and structuring a custom plan for you that will stand the test of time and serve you and your family possibly for generations to come.

 

We invite you to learn more about this very unique and very powerful strategy.

The best way to do that is to start by giving us a call. We will schedule a 15 minute overview call with you, at a day and time that is best for you.

Due to all of the uncertainty and economic swings, our business has never been better. People are wanting to get their funds protected NOW while they still can. So if our phone lines are busy, please leave a detailed voice mail and we will get back with you.

Go ahead and give us a call right now at: 866-480-7784

You don’t want to put this off or forget about it. It’s far too important.

 

Experience The Freedom To Live Life On Your Own Terms

The Barefoot Retirement Team

DO THIS Before It’s Too Late…..

 

 

 

 

P.S. Our strategy uses a legal provision in the tax law that protects and preserves your money with contractual guarantees and gives it a tax preferred status that significantly boosts your bottom-line returns.

Over the years, more than 13 attempts have been made to repeal this provision in the tax code and the tax advantages it provides.

This little-known provision has withstood these attempts every single time. I’m sure you won’t be shocked to know the main reason  these attacks have not succeeded is mostly due to the fact that many of the politicians who oversee these laws are personally using this stealth strategy themselves to greatly reduce their personal taxes and protect themselves from market losses.

WARNING:  Depending on who gets elected this November, and realizing politicians will likely be doing everything they can to grab more of our money, we would not be surprised if these tax provisions come under attack yet again.

If they were to succeed in banning this tax provision, it is most likely that anyone who gets in NOW will likely be grandfathered in. (A similar occurrence happened years ago in Australia and everyone who was already using the plan was grandfathered in.)

If you take just a bit of time to seriously look into this plan you will discover that the Barefoot Retirement Plan is THE Safest Way To Store Cash, automatically build wealth, stay off the radar and protect yourself from market losses we’ve ever found!

Take a look at what one of our highly satisfied customers had to say about our team and our plan:

DO THIS Before It’s Too Late…..

This letter is long overdue but my husband Kimo and I felt compelled to make sure that we wrote this letter to describe the absolute “Best Experience” we have ever had working with financial planners.

It has been almost a year ago that I received a random email from Jason Schmidt describing the Barefoot Plan of Retirement.  The email was brief but it described a way of safely planning retirement funding especially for those who were starting later in life which described us to a tee!

I immediately called Jason and he got right back to me and explained to me a little about the Barefoot methods of retirement saving and planning.  He sent me the Barefoot website to explore and fill out our basic financial info.  We had already met with 4 different financial planners earlier in the year and were not thrilled with the plans they were offering nor felt a connection to any of them.

Jason immediately pulled in Samuel Prentice as part of his team to run different scenarios of both Whole Life and Indexed Universal Life policies as this is what I expressed to Jason that we felt we were most interested in to start.  Sam ran quite a few scenarios of different whole life and IUL policies for each of us to begin with.  Jason set up a conference call with us, himself and Sam and 2 hrs later we knew we had found the “right team” finally!

Jason and Sam very patiently answered all of our questions, grilled us further on the financial goals we each felt we needed to accomplish and then came up with a plan of what they felt would be the best approach for each us with what monies we had to invest and our level of comfort factor.  The amazing part of this story is that this all took place over months of hard work and patience on Jason and Sam’s part.  Kimo being an engineer ask Sam to perform countless runs of his scenarios alone.  Most financial planners by this point would have told us to take a hike, but Sam patiently ran every scenario we ask for and answered every question we had and never made us feel rushed to make any decisions.

Now the story gets even better.  I was rejected earlier in the year for a whole life policy that one of the first financial planners we met with had submitted due to a medical condition that was described to me by my Dr.’s as nothing to worry about as long as the condition was monitored with a test every 18 months which I was following.  I was shocked that I was rejected as I am in great physical condition!

Sam took it upon himself to go to his underwriters and go to bat for me to get me accepted on a IUL policy.  The 1st financial planner that had gotten the policy rejected told me there was no way I would be accepted.  Well Sam not only got me accepted but got me accepted with No Rating!

Needless to say, the Jason and Sam team won us over with their patience, hard work, willingness to listen and expertise on providing us the answers were each looking for.  We look forward to many more years of successful retirement planning and advice from them and would highly recommend the Barefoot Retirement planning methods to anyone looking for a safe way to plan for retirement!

Thanks Jason and Sam!  You guys are the best!

Best regards,

Tara and Kimo Gonyea

DO THIS Before It’s Too Late…..

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7. March 2016

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How To Know If The Barefoot Retirement Plan Is Right For You?

How To Know If The Barefoot Retirement Plan Is Right For You?

Is the Barefoot Plan right for you and your family?  http://barefootretirement.com/who-is-it-for/

The stories we hear from our clients are often the same…

Let’s start with a dream. The dream that was programmed into all of us from an early age. The dream was the ”ideal” life that we should all live – grow up, get a job, work hard, get married, start a family, advance in your career, and then enjoy retirement.

Up until 5 years ago, no one would have dared question the status quo. We went to work each day, collected our paychecks at the end of the month, “put some money away for retirement”. Some of us liked our jobs, and others not as much.

We all wished for a healthy and wealthy retirement. Ahhh, retirement. It sounds like heaven. A time where we get to finally slow down and spend time with friends and family, not worrying about earning money and stressing about our jobs.

We didn’t really know where that retirement money was going – our mentors and more experienced co-workers told us that it was a good idea, so we followed…blindly. And why wouldn’t we? All the projected charts showed that every dollar that we put in would be worth 10, 15, or 20 times that amount by retirement. Every quarterly statement that came in the mail showed rapid growth, and the projection charts made it seem like it would never end.

If you really think back, can you even remember how long you were putting money away before you finally started to wonder where it was going? For many, it took a disaster…

In late 2007, everything changed.

The market suddenly stopped its seemingly unstoppable rise. In fact, in the span of about a year, it dropped to nearly half of its value – fortunes were lost and lives ruined. Retirement funds, which were predominantly invested in the market, followed suit, and lost nearly half of their values. The dream of that ideal retirement, for many,vanished practically overnight.

Diversification is key to your long-term success.

A pivotal shift occurred, people started wanting to take control of their money. They started looking for protections against future market volatility.

It was this desire that led to the questions, ”How do I get my money out of my retirement account?” or ”How can I use the money that’s in my retirement account in some more appropriate investments?”When turning to the financial advisors that were largely responsible for this mess, little was said.

The Truth Is, Financial Advisors Stand To Make A Lot Of Money From Investing Your Cash In The Market.

In fact, if they do make you any money, most will take a percentage of gains. However, if they lose your money, then they don’t share in your losses. When the financial advisors who improperly invested your money sent out their end of year financial reports, what do you think they said? If you thought they mentioned their mistakes, future caution, or change, you’d be dead wrong.

Does it sound like you should place your future in those hands?

The Barefoot Retirement Plan was founded on a core principle. When it comes to your money, you have the right to do what you want with it. We’re here to make that as easy as possible for you.

The Barefoot Retirement Plan Jailbreaking Process Is For You If:

Everyone is going to retire at some point.

THE QUESTION IS…

What will YOUR Retirement Look Like?

Which View Will You Have At Retirement?Experience the freedom to live life on your own terms!

?

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26. February 2016

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How To Store Gold & Silver: The Complete Guide To Storing Gold And Silver In Off Site Vault Storage Facilities

How To Store Gold & Silver: The Complete Guide To Storing Gold And Silver In Off Site Vault Storage Facilities

How To Store Gold & Silver: The Complete Guide To Storing Gold And Silver In Off Site Vault Storage Facilities

For the LOWEST prices on Gold and Silver go to:  http://GoldSilverAlliance.com

This is a “MUST READ” book for ALL Gold and Silver Investors who are considering storing their gold and silver precious metals in off site, private vault storage facilities. 

Are you trying to decide if off site vault storage is right for you and for your gold and silver? 

This book will walk you through the pros and cons of off site precious metals vault storage and help you decide if it’s a good fit for you. 

It will give you all of the inside information, facts and details you need to know to make informed decisions. 

There are lots of pitfalls and expensive bad options out there in vault storage options and this book will help you navigate through this mine field and guide to to making safe and wise decisions. 

Here are just some of the things you will learn in this book: 

*Is Off Site Vault Storage Right for Me? 

*What About The Vault Storage Risk? Yes, There Is Risk Here. 

*Prices & Fees, Is It Worth It and Where The Values Are 

*Domestic vs International Vault Storage – Which Is Best 

*Does the Geographic Location of the Facility Matter? 

*Critical Items to Look For When Selecting a Facility 

*A Detailed List of Questions You Must Ask When Choosing A Facility. 

*Regulations, Laws, Reporting and Taxes 

*Segregated Storage vs. Allocated Storage – This Is Hugely Important 

*List of 25+ Storage Facilities In The USA and International 

The first part of this book starts off at a high level and helps you determine if off site vault storage is best for your needs. 

It then walks you through all of the details and options that are available. We help you think-through these options and help 

you figure out which ones would suit your needs best. 

We cover the critical decision of choosing segregated storage or allocated storage. This is so important! We even give you a detailed list of questions you must ask each facility before making your choice. 

In the latter part of the book we list over 25 off site vault storage facilities. We give you a list of facilities in the United States 

and a list of facilities around the world. You get the name and full contact information of each facility. This saves you 

a ton of time trying to find all of these locations and it helps you make your decisions more quickly. 

It is important to know that off site vault storage is booming. People are buying precious metals like never before and many 

are searching for facilities to store them in. Many facilities are filled to the max and not taking on any new clients. Others 

are busy expanding and building new locations. 

At the end of the book, you will also gain access to the best place I know of to buy metals at the very best prices you will find anywhere. 

Invest a little time in reading this book and you can save yourself a lot of stress and lost money when deciding on a vault 

storage facility. This book will give you the knowledge and confidence you need to make a wise decisions that suits your 

needs best. 

Buy this book now. It will SAVE you a ton of money, help you make smarter decisions and enable you to sleep great at night. 

Not buying this book can cost you a ton of money and get you in a heap of trouble. 

Some of those people who share wise views about precious metals are Jim Rogers, Michael Maloney, Robert Kiyosaki, 

Kevin Hogan, James Turk, Richard Duncan, Timothy Ferriss, Warren Buffet, Brendon Burchard, Kyle Bass, Peter Schiff 

and Marc Faber just to name a few. 

Don’t wait another second. Scroll up and click the “Buy Now” button and discover if offsite vault storage of your personal gold and silver investments is right for you. It’s simply too important to wait.

For the LOWEST prices on Gold and Silver go to:  http://GoldSilverAlliance.com

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26. February 2016

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The Barefoot Retirement Plan – Who Is It For?

The Barefoot Retirement Plan   Who Is It For?  ?

The Barefoot Retirement Plan – Who Is It For?

http://barefootretirement.com/who-is-it-for/

The stories we hear from our clients are often the same…

Let’s start with a dream. The dream that was programmed into all of us from an early age. The dream was the “ideal” life that we should all live – grow up, get a job, work hard, get married, start a family, advance in your career, and then enjoy retirement.

Up until 5 years ago, no one would have dared question the status quo. We went to work each day, collected our paychecks at the end of the month, “put some money away for retirement”. Some of us liked our jobs, and others not as much.

We all wished for a healthy and wealthy retirement. Ahhh, retirement. It sounds like heaven. A time where we get to finally slow down and spend time with friends and family, not worrying about earning money and stressing about our jobs.

We didn’t really know where that retirement money was going – our mentors and more experienced co-workers told us that it was a good idea, so we followed…blindly. And why wouldn’t we? All the projected charts showed that every dollar that we put in would be worth 10, 15, or 20 times that amount by retirement. Every quarterly statement that came in the mail showed rapid growth, and the projection charts made it seem like it would never end.

If you really think back, can you even remember how long you were putting money away before you finally started to wonder where it was going? For many, it took a disaster…


In late 2007, everything changed.

The market suddenly stopped its seemingly unstoppable rise. In fact, in the span of about a year, it dropped to nearly half of its value – fortunes were lost and lives ruined. Retirement funds, which were predominantly invested in the market, followed suit, and lost nearly half of their values. The dream of that ideal retirement, for many,vanished practically overnight.


Diversification is key to your long-term success.

A pivotal shift occurred, people started wanting to take control of their money. They started looking for protections against future market volatility.

It was this desire that led to the questions, How do I get my money out of my retirement account?“ or “How can I use the money that’s in my retirement account in some more appropriate investments?”When turning to the financial advisors that were largely responsible for this mess, little was said.


The Truth Is, Financial Advisors Stand To Make A Lot Of Money From Investing Your Cash In The Market.

In fact, if they do make you any money, most will take a percentage of gains. However, if they lose your money, then they don’t share in your losses. When the financial advisors who improperly invested your money sent out their end of year financial reports, what do you think they said? If you thought they mentioned their mistakes, future caution, or change, you’d be dead wrong.

Does it sound like you should place your future in those hands?

The Barefoot Retirement Plan was founded on a core principle. When it comes to your money, you have the right to do what you want with it. We’re here to make that as easy as possible for you.


The Barefoot Retirement Plan Jailbreaking Process Is For You If:

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23. February 2016

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Relying on a Pension to Retire? Food Stamps Might Be in Your Future…

Do you have a pension or know someone who does? It used to be that pensions were completely reliable. Not any more.

While on a business trip last week I got into a discussion with a friend.  About six months ago he had an option to take a lump sum pay out from his pension from his former employer… or just stay with the pension and receive the monthly payments during retirement. He opted to stay with the pension and collect the monthly payments.

I asked him if he was aware of the challenges facing thousands of pensions in America. He had no idea.

Several years ago I sat beside a guy on a flight who was a high-level manager at the US Government Agency called The Pension Benefit Guaranty Corporation (PBGC). They insure certain defined benefit pension plans offered by private-sector employers. PBGC protects single-employer pension plans and multi employer pension plans in separate insurance programs. This guy told me that this Government fund was like a grain of sand on the beach compared to all of the pension liabilities in the US. In other words, if a small percentage of pension funds were to go belly up at the same time, the agency funds would be quickly diminished and the rest of the pension holders would be left holding the bag.

This morning I came across this article on Casey Research and wanted to share it with you in case you are unaware of this lurking problem. I think you will find it very interesting.

By the way, if you have concerns about the safety of your retirement, you owe it to yourself to seriously investigate The Barefoot Retirement Plan.  Our plan 100% GUARANTEES that you will never lose a single penny due to market losses. The companies who manage the highly specialized programs we develop for our clients have been in business for 130 to 160 years and survived and thrived. That’s because managing risk is what they do. If they were not experts at it, they would not still be around today. Don’t wait. This is much too important to get yourself protected. Just give us a quick call at: 866-480-7784 and we can set up a 15 call and can determine if this plan may be right for you.

Here’s the article:

Will you need to get a job at McDonald’s when you retire?

If your retirement depends on a pension, you might not have a choice.

In September, we called the U.S. public pension system a “slow-moving train wreck.” Public pension funds manage retirement money for government workers like teachers and police officers. Part of your tax dollars likely go into public pensions.

These funds have promised to pay a steady income stream to millions of Americans when they retire. However, many will break this promise...

In short, public pension funds are going broke. Certain state pensions are laughably short the money needed to pay retirees. For example, Illinois only has enough money to cover 22% of its promised payments. Connecticut can only cover 23%…Kentucky can only cover 24%.

According to think tank Budget Solutions, public pension plans have promised to pay out $4.7 trillion more than they have on hand. Every U.S. citizen would have to pitch in $15,000 to pay everyone’s promised pension.

BlackRock (BLK), the world’s largest money manager, expects 85% of U.S. public pensions to fail over the next three decades.

•  Private pensions also face a crisis…

A private pension fund manages retirement money for a group of non-government workers. Workers pay into the pensions over their careers. When they retire, the fund sends them a monthly check drawn from the common pool of money.

According to the Pension Rights Center, 52 multi-employer plans have told the federal government they are in “critical and declining” status, meaning they might have to cut benefits to survive. Seven of these funds warn they may go broke within the next eight years.

Private pension funds are failing for the same reasons as public pensions: they’re not taking in enough money, and they promised retirees too much.

•  A major private pension just made a drastic cut…

The Central States Pension Fund is a giant private pension fund. It manages almost $18 billion for 400,000 workers in 37 states.

The fund recently decided to cut benefit payments by as much as 61%. Retirees currently getting monthly checks for $3,000 will only get $1,180 now.

Last week, The Kansas City Star reported:

Central States has told its retirees that the cuts are needed because without them the fund will run out of money in 2026 and be unable to pay any benefits.

“We simply can’t stay afloat if we continue to pay out $3.46 in pension benefits for every $1 paid in from contributing employers,” said letters the fund sent to retirees facing the cuts.

•  The cuts will affect hundreds of thousands of people…

One retiree said the cuts are “going to cripple [his] family.” Other pensioners are asking themselves difficult questions, The Kansas City Star reported.

“You know anybody hiring a 73-year-old mechanic?” Rod Heelan asked… “I’m available.”

Tom Lemmons of Sweet Springs, Mo., and Gary Meyer of Concordia, Mo., grew up together and have spent recent months talking about how they’d get by if the pension cuts go through.

“I’ll have to go find a job. I don’t know. I’m 68,” Meyer said. “It would probably be a minimum-wage job.”

“I guess food stamps. Hopefully not. It would be a last resort,” he said.

Millions of Americans who count on their pensions will likely end up with nothing when they retire. Our advice is this: don’t rely on pension income alone for your retirement. Save and invest a significant amount of your income. If you invest wisely and build your nest egg, you’ll have enough money no matter what happens to your pension.

——————————–

The Barefoot Retirement Team

BarefootRetirement.com

866-480-7784

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18. February 2016

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Clinton's False Email Equivalence

originally from: http://www.wsj.com/articles/clintons-false-email-equivalence-1454716185?mod=rss_opinion_main

Hillary tries to wrap Powell and Rice into her email security breach.

Clinton's False Email Equivalence

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17. February 2016

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The Barefoot Retirement Plan – How It Works – The Most Powerful Retirement Plan In America

The Barefoot Retirement Plan   How It Works   The Most Powerful Retirement Plan In America

The Barefoot Retirement Plan – How It Works – The Most Powerful Retirement Plan In America

http://barefootretirement.com/how-it-works/

The Barefoot Retirement Plan utilizes section 72(e), and 7702 of the IRS code. The accumulation of cash inside the Guaranteed Index Account (GIA) is tax advantaged. Not only can the cash value accumulate tax-free, but the cash can also be accessed tax-free, and even passed on to your heirs, tax-free.

Hence, the beauty and magic of the GIA is that it’s a unique vehicle that allows tax-free account value accumulation, allows you to access your money tax- free, and, when you die, blossoms in value and transfers income tax-free!

The GIA is unique in that it offers both safety and opportunity. The safety comes from internal guarantees against market losses. The opportunity comes from account growth when the market grows, and gains that are locked in, each and every year.

At the end of the year, if the market has gone up 12%, your account is credited 12%. The account value is locked in, and will never decrease due to market losses. If the market goes up 18%, your account value grows up to the redefined cap (usually between 13%-17%, depending on the plan you choose). If the market goes down 20%, your account value does not decrease one cent due to market downturn.

The 0% floor gives you protection from any market loss. The GIA uses a small portion of your funds to purchase options on the S&P 500 index (and other indexes, depending on the plan you select). These options have a 0% floor, and typically a 17% cap on earnings. This means that the account value is completely protected from market decreases, but can still earn up to 17% per year, when the market grows. Let’s take a closer look and see exactly how this works.

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The average American’s retirement accounts are far from where they need to be, to provide the kind of retirement they desire. In fact, 61% of pre-retirees fear running out of money during retirement, more than they fear death itself. That’s shocking! According to an analysis by Dalbar, the average investor only earned 2.1% over the twenty year period ended Dec. 31, 2011. After including inflation, the average investor had a negative real return. So the average investors’ net real return was -0.4%. It’s no wonder people’s retirement accounts are looking anemic.

According to the Standard & Poor’s… Over 99% of Mutual Funds ConsistentlyUnderperform The S&P 500 Index. So, the S&P 500 Index is a pretty good place for your investments, right? Well, let’s take a closer look at it.

The Biggest Two Killers of Retirement Dreams Are:

1. Losing money

2. Taxes

The Barefoot Retirement Plan   How It Works   The Most Powerful Retirement Plan In America

As you can clearly see, since 2000, the “smart” people who were in the S&P 500 Index have lost about half of their account value TWICE. You have probably heard of Warren Buffett’s famous rules for investing. Rule #1, never lose money. Rule #2, never forget rule #1.

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15. February 2016

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Clinton's False Email Equivalence

originally from: http://www.wsj.com/articles/clintons-false-email-equivalence-1454716185?mod=rss_opinion_main

Hillary tries to wrap Powell and Rice into her email security breach.

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